Having a small business requires a lot of strategizing to gain customer loyalty. Having the best credit card processing for small business can truly make the difference. There are a lot of online credit card processing services, which can make your decision-making slightly difficult. Finding the one that best fits your business needs should be a tailor-made search. In accordance with your business flow, how much profit and how much expenses are produced month-by-month can provide a useful base. Most credit card processors offer payline data and affordable credit card processing online which can benefit your small business.
5 Top Options for Credit Card Processing Online
Photo by: paypal
5. PayPal
PayPal is already a big player in the game, very well-known for having a low charge percentage of only 2.9% and a cost of 30 cents per transaction. In fact, the bigger the transactions are, the lower the charge is. This is a very popular way of making digital payments, and you can easily embed it on the checkout page of your website. Another advantage is that you can create, send, and receive all the payments needed for invoices regarding any kind of service provided.
4. Checkout by Amazon
Photo by: payments.amazon.com
Who is not familiar with Amazon nowadays? Nearly everybody has had an experience or at least heard about Amazon. This option gives you the commodity of accepting any digital and online payment made by your clients. Amazon’s accounts do not have a cost so after creating your account, you can just copy-and-paste the code which you placed on your website. Where online credit card processing services are concerned, Amazon does not only have the convenience and simplicity, it also has the name.
Photo by: https://www.dwolla.com/
3. Dwolla
With Dwolla, email becomes an option as you can use emails for money transactions; though, many businesses also run this app at the same time as any other credit card reader. Something attractive about this option is that their fees are low, and transactions under $10 are free. For other transactions, the cost is as low as 25 cents. Another prominent feature of this system is how it allows transfers between bank accounts and Dwolla for free, too.
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2. Merchant Warehouse
This is very useful for small business owners because it offers customers a variety of ways to pay. The online payment processing system is also included, and of course, is linked to your website. Even Google Wallet is accepted. Other devices, such as POS, are also part of Merchant Warehouse.
1. PaySimple
Photo by: paysimple.com
Like the name suggests, this system is all about simplicity. You can set up an online payment form, then place it on your website and receive payments for invoices which you send directly to your client’s email. There are no charges per transactions with this system as they only charge a flat monthly rate of $34.95.
Remember that credit card processing for small business needs to operate 24 hours a day, 7 days a week. Therefore, it is very imperative how much support and comfort you can provide your clients with. They can either feel enchanted and love the purchasing system or feel like it is too complicated and iffy. Pick what the best fit for your business and you will start reaping the rewards shortly thereafter.
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Posted on February 15, 2023