Overall Score

65.8

Net Monetary Value

59.2

Product Features

66.7

Customer Experience

88.2

Pros & Cons

With the PNC points Visa Credit Card, users have the option to gain bonus points on top of general points for purchases. Points may be redeemed for cash, travel (flights, hotel stays and car rentals), gift cards, merchandise and more.

  • No Annual Fee
  • Foreign Transaction Fees
  • No Sign-up Bonus

Card Details

Intro Promotions
Intro APR

0% APR for 12 Months

Intro Balance Transfer

0% Balance Transfer for 12 Months

Credit Needed
Good

(690-720)

Ongoing
APR

12.49% – 22.49%

Balance Transfer

12.49%

Annual Fee

$0

Foreign Transaction Fee

3.00%

EMV

Yes

PNC

PNC is a financial services corporation whose headquarters are in Pittsburgh, P.A. The company offers retail, corporate and institutional and residential banking services, as well as asset and investment management. The corporation’s presence is strong on the American East Coast and in the Midwest region.

According to the figures from the Consumer Financial Protection Bureau, PNC received an average of 41 complaints from customers in 2014. That year, the bank managed to address 100 percent of complaints in a timely fashion resolving 80 percent of the complaints without any customer dispute.

Posted on March 24, 2023