Overall Score

63.8
Net Monetary Value

73.2
Product Features

66.7
Customer Experience

29.4

Pros & Cons

The FlexPerks Reserve Visa Signature Card is available to clients subscribed to U.S. Bank’s wealth management unit also dubbed the Private Client Reserve. The benefits include bonus points redeemable for travel, access to airport lounges and participation in Visa’s Signature rewards program.

  • No Foreign Transaction Fee
  • $0 Annual Fee First Year
  • Annual Fee
  • No Sign-up Bonus

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Excellent

(720-850)

Ongoing
APR

9.99%

Balance Transfer

9.99%

Annual Fee

$299

Foreign Transaction Fee

0%

EMV

Yes

US Bank

U.S. Bank is the fifth-largest bank in the United States. It is part of the financial services holding company U.S. Bancorp. The company’s headquarters are located in Minneapolis. U.S. Bank has a strong nationwide presence.

According to the Consumer Financial Protection Bureau, U.S. Bank received 403 customers’ complaints in 2014. That year, the bank addressed 100 percent of complaints in a timely manner and resolved 77 percent of complaints without customer dispute.

Posted on May 31, 2017