Overall Score

44.2

Net Monetary Value

35.1

Product Features

66.7

Customer Experience

64.7
 

Pros & Cons

You will earn miles on every purchase made with the card, but even more miles on purchases made on Spirit Airlines. You can earn bonus miles on your first purchase and can access preferred boarding while traveling international and priority boarding when traveling domestic. The annual fee is usually $59 but is waived for the first year. Foreign transaction fees are 3%.

  • $0 Annual Fee First Year
  • No Sign-up Bonus
  • Annual Fee
  • Foreign Transaction Fees

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

13.49% – 23.49%

Balance Transfer

13.49%

Annual Fee

$59

Foreign Transaction Fee

3.00%

EMV

Yes

Bank of America

In 2014, Bank of America received 819 customer complaints. Of these, 100% were dealt with rapidly and 78% were resolved to customers’ satisfaction. The bank is based in North Carolina and is one of the biggest financial institutions in the world. Bank of America has a strong presence on both coasts of the US.

Posted on March 24, 2023