Overall Score

83.2

Net Monetary Value

94.3

Product Features

77.8

Customer Experience

47.1

Pros & Cons

The United MileagePlus Club Card is great for frequent United Airlines flyers. On signing up for the card you will receive a United Club membership, free checking on 2 bags, and priority check-in, security screening and boarding. If you are buying tickets with United, you will earn maximum miles, and you can earn miles on all purchases made with the card. The miles can be redeemed on flights, hotels, renting a car, cruises, upgrades, and shopping purchases. While there is no foreign transaction fee, the annual fee is pretty high.

  • No Foreign Transaction Fee
  • Sign-up Bonus
  • Annual Fee
  • No First Year Annual Fee Waiver

Card Details

Intro Promotions
Intro APR

N/A

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

16.24% – 23.49%

Balance Transfer

16.49%

Annual Fee

$450

Foreign Transaction Fee

0%

EMV

Yes

Chase

Based in New York City, Chase is one of the credit card issuers in the United States. The bank is both commercial and consumer based and is part of the JPMorgan Chase & Co. In 2014, Chase received 884 customer complaints with all of these being dealt with in a timely manner. 74% of these complaints were resolved to the customer’s satisfaction. The bank has a strong presence on both coasts, and in the southwest region of the US.

Posted on March 24, 2023