Overall Score

62.5

Net Monetary Value

69.7

Product Features

77.8

Customer Experience

29.4

Pros & Cons

The Wells Fargo Propel 365 American Express Card is suited for those looking to earn maximum points on purchases at gas stations and restaurants. Users earn some points on all other purchases as well. Points are redeemable for travel (flights, hotel stays, car rentals, and cruises), cash back, merchandise, gift cards and online auction bids. Other features include no foreign transaction fees and no annual fee for the first year.

  • No Foreign Transaction Fee
  • $0 Annual Fee First Year
  • Annual Fee
  • No Sign-up Bonus

Card Details

Intro Promotions
Intro APR

0% APR for 12 Months

Intro Balance Transfer

0% Balance Transfer for 12 Months

Credit Needed
Excellent

(720-850)

Ongoing
APR

14.24% – 22.24%

Balance Transfer

14.24%

Annual Fee

$45

Foreign Transaction Fee

0%

EMV

Yes

Wells Fargo

Wells Fargo is a banking, insurance, investments, mortgage and consumer and commercial finance services provider based in San Francisco, California.

According to the Consumer Financial Protection Bureau, Wells Fargo received 361 complaints from customers in 2014. That year, the bank addressed 99 percent of complaints in a timely manner and resolved 77 percent of complaints without customer dispute.

Posted on March 24, 2023