• Citi® Diamond Preferred® Card

    Overall Score 55.1 Net Monetary Value 69.3 Product Features 77.8 Customer Experience -5.9 Pros & Cons The Citi Diamond Preferred Card is for those seeking assistance with travel arrangements. The Diamond Preferred concierge service can book flights, hotel rooms, and even concert tickets. For an introductory period, users are...
  • Discover it® Miles

    Overall Score 32.9 Net Monetary Value 24.1 Product Features 77.8 Customer Experience 41.2   Pros & Cons With the Discover it Miles card, the card holders can cash rewards or earn travel miles. Miles can be redeemed for cash through an electronic bank deposit or for travel purchase credits...
  • FlexPerks® Reserve Visa Signature® Card

    Overall Score 63.8 Net Monetary Value 73.2 Product Features 66.7 Customer Experience 29.4 Pros & Cons The FlexPerks Reserve Visa Signature Card is available to clients subscribed to U.S. Bank’s wealth management unit also dubbed the Private Client Reserve. The benefits include bonus points redeemable for travel, access to...
  • Plenti Card from American Express

    Overall Score 59.9 Net Monetary Value 56.6 Product Features 66.7 Customer Experience 64.7 Pros & Cons With the Plenti Credit Card from American Express, cardholders can earn the most points on supermarket and restaurant purchases as well as on a variety of other purchases made from the card. The...
  • PNC Points Visa

    Overall Score 65.8 Net Monetary Value 59.2 Product Features 66.7 Customer Experience 88.2 Pros & Cons With the PNC points Visa Credit Card, users have the option to gain bonus points on top of general points for purchases. Points may be redeemed for cash, travel (flights, hotel stays and...
  • Special Connections Visa with Rewards

    Overall Score 60.1 Net Monetary Value 47.8 Product Features 66.7 Customer Experience 100.0 Pros & Cons The Special Connections Visa with Rewards cards is a rewards card in more ways than one, as it offers rewards on both purchases made from the card and accumulated interest. The points can...
  • The Amex EveryDay® Preferred Credit Card from American Express

    Overall Score 77.0 Net Monetary Value 82.0 Product Features 66.7 Customer Experience 64.7 Pros & Cons The Amex EveryDay Preferred Credit Card is ideal for earning rewards on everyday purchases. Card members earn the most points on purchases at supermarkets and gas stations, as well as some points on...
  • The Carnival™ MasterCard®

    Overall Score 30.5 Net Monetary Value 10.5 Product Features 66.7 Customer Experience 82.4 Pros & Cons The Carnival World MasterCard allows its users to earn more points for spending with Carnival Cruise Lines, as well as some points on all other purchases made from the card. The points may...
  • U.S. Bank FlexPerks® Travel Rewards Visa Signature® card

    Overall Score 61.7 Net Monetary Value 70.2 Product Features 66.7 Customer Experience 29.4 Pros & Cons No Foreign Transaction Fee Sign-up Bonus $0 Annual Fee First Year Annual Fee Card Details Intro Promotions Intro APR N/A Intro Balance Transfer N/A Credit Needed Good (690-720) Ongoing APR 14.24% – 24.49%...
  • Wells Fargo Propel 365 American Express® Card

    Overall Score 62.5 Net Monetary Value 69.7 Product Features 77.8 Customer Experience 29.4 Pros & Cons The Wells Fargo Propel 365 American Express Card is suited for those looking to earn maximum points on purchases at gas stations and restaurants. Users earn some points on all other purchases as...
  • United MileagePlus® Club Card

    Overall Score 83.2 Net Monetary Value 94.3 Product Features 77.8 Customer Experience 47.1 Pros & Cons The United MileagePlus Club Card is great for frequent United Airlines flyers. On signing up for the card you will receive a United Club membership, free checking on 2 bags, and priority check-in,...
  • Spirit Airlines World MasterCard

    Overall Score 44.2 Net Monetary Value 35.1 Product Features 66.7 Customer Experience 64.7   Pros & Cons You will earn miles on every purchase made with the card, but even more miles on purchases made on Spirit Airlines. You can earn bonus miles on your first purchase and can...
  • AeroMexico Visa Signature® Card

    Overall Score 54.9 Net Monetary Value 60.5 Product Features 66.7 Customer Experience 29.4 Pros & Cons When you purchase air travel tickets, vacations, groceries, and gas, you can earn points on the Aeromexico Visa Signature Card. The first purchase you make with the card can earn you a companion...
  • British Airways Visa Signature® Card

    Overall Score 77.4 Net Monetary Value 86.0 Product Features 77.8 Customer Experience 47.1 Pros & Cons Offered through Chase, the British Airways Visa Signature Card can earn you points on every dollar spent on British Airways, and all your other purchases. Your points are redeemable against flights with British...
  • Virgin Atlantic Black Card

    Overall Score 66.0 Net Monetary Value 66.2 Product Features 66.7 Customer Experience 64.7 Pros & Cons If you’re a frequent flyer with Virgin Atlantic Airways, this card will allow you earn more flights and upgrades. You can earn the most points on Virgin Atlantic purchases but can also earn...
  • The Hawaiian Airlines® World Elite MasterCard®

    Overall Score 51.1 Net Monetary Value 39.9 Product Features 66.7 Customer Experience 82.4 Pros & Cons With the Hawaiian Airlines World Elite MasterCard you can get a discounted fair for a companion traveller. You can gain points with purchases from Hawaiian Airlines or their partner airlines. You can also...
  • Gold Delta SkyMiles® Credit Card from American Express

    Overall Score 69.3 Net Monetary Value 71.1 Product Features 66.7 Customer Experience 64.7   Pros & Cons If you want early boarding and saving money on return flight tickets, the Gold Delta SkyMiles Credit Card is a good fit. Points are earned on Delta purchases and other eligible purchases...
  • JetBlue Plus Card

    Overall Score 73.5 Net Monetary Value 71.9 Product Features 66.7 Customer Experience 82.4 Pros & Cons Members can earn bonus points annually, on JetBlue purchases, in restaurants and grocery stores, and some points on all other purchases. Cardholders can use their points against their flight costs with JetBlue and...
  • Miles & More® World Elite MasterCard®

    Overall Score 46.2 Net Monetary Value 32.9 Product Features 66.7 Customer Experience 82.4 Pros & Cons If you’re a frequent flyer with Lufthansa, Austrian Airlines, Brussels Airlines, SWISS or Star Alliance, the Miles & More World Elite MasterCard is a great option for you. You can earn points with...
  • Club Carlson℠ Premier Rewards Visa Signature® Card

    Overall Score 72.1 Net Monetary Value 85.1 Product Features 66.7 Customer Experience 29.4   Pros & Cons Using the Carlson Rezidor Premier Rewards Visa Signature Card for purchases at Carlson Rezidor hotels, and for all other purchases can earn you points that you can use against future stays with...
  • When to Consolidate Your Credit Cards

    The credit cards in your wallet could be weighing you down or allowing you greater financial freedom. You must ask yourself if your credit cards have become a burden and make sure you are not starting a cycle that will cause financial strife for you later in life. The...
  • What to Know About Rewards Credit Cards

    Some issuing card companies offer cardholders incentives for using their credit cards. These credit cards are called rewards credit cards. There isn’t just one type of rewards credit card, but three types: miles, points and cash. Miles Rewards Miles reward credit cards, or travel cards, allows the cardholder to...
  • Credit Card Approval: How Does It Work?

    The credit card approval process can be complex and time-consuming. What seems as if it should only take seconds involves quite a bit of computer work and behind-the-scenes calculations. Savvy consumers can help themselves along during the credit card approval process if they know the details for which lenders...
  • What You Need to Know About Credit Score

    Television programming is often saturated with advertisements for credit reporting providers. When combined with the increased incidence of identity theft, consumers are more aware of their credit scores than ever before. That said, many people do not fully understand how these scores are derived, or more importantly, how they...
  • Credit Repair Companies and How They Work

    Studies have recently shown that 56% of consumers have bad credit. If you’re part of the 56%, there’s help available. It can be hard to improve your credit on your own, but thankfully, some companies can help repair your credit. Before you decide to hire a credit repair company...
  • Credit Repair Companies: The Pros and Cons

    If you have bad credit, you’re not alone. Studies show that 56% of Americans have bad credit; the Federal Trade Commission discovered that one in four people have had an error on their credit report that’s negatively affecting their score. One way you can improve your credit is by...
  • 10 Tips You Need to Repair Your Credit

    If your credit is on the lower side, it might be time to make some financial changes. About 56% of Americans have bad credit; bad credit can cause you to be rejected for loans or cost extra money in interest. Thankfully, it’s possible to fix your credit on your...
  • Overview on Credit Repair

    Having bad credit is an issue shared by 56% of all Americans, so you’re not alone if you need some assistance repairing your score. Bad credit can be a serious problem and will cost you extra money in the long run. Thankfully, there are ways you can fix your...
  • Secured Credit Cards: An Overview

    Secured credit cards are obtained by consumers who don’t have the necessary credit rating to be issued a typical credit card. Secured credit cards, sometimes called prepaid credit cards, are good for establishing credit, for someone who doesn’t have any credit, or for people who want to improve their...
  • 5 Things You Should Know About Secured Credit Cards

    Despite that fact that they require you to make a deposit, secured credit cards are a great way to get a credit card and improve or build your credit rating at the same time. Although they’re fairly straightforward, here are five things you may not know about secured credit...
  • Comparing Credit Card Offers

    Credit card offers can be overwhelming for a consumer. When multiple credit card companies are giving a person an offer, it is very important to compare all of the offers. Just because a person is given a specific credit card offer does not mean the person should open that...
  • Secured Credit Cards with Rewards

    Do you have bad credit or no credit at all? Are you finding that a secured credit card is the only type of card you can get? Surprisingly enough, there are many secured credit cards out there, but taking the time to find the one that offers the most benefits...
  • How To Transfer a Credit Card Balance

    How Does a Balance Transfer for Credit Cards Work? The purpose of a balance transfer credit card is to place a balance from an old credit card onto a new one. In other words, it pays off the old issuing card company. The credit cardholder completes a credit card...
  • Financial Benefits and Opportunities of Military Service

    Joining the military gives you the chance to fight for your country and show your pride, but you can also get incredible financial benefits. Enlisting allows you to go to college for free and so much more. Here is an overview of some of the best benefits you can...
  • Handling Bankruptcy and Taxes

    Taxes and bankruptcy are two complex matters that many people would rather not think about, let alone discuss. If you are contemplating bankruptcy, however, it is important to understand how the two impact each other. Many factors affect the relationship between bankruptcy and taxes. Bankruptcy law permits owed taxes...
  • Filing for Bankruptcy: How Much Does it Cost?

    Filing for bankruptcy is a big decision. It can get you out of a tough financial situation, but can you afford it? If money is tight, you may not be able to file as easily as you’d hoped. These are the general costs of filing for bankruptcy.   Chapter...
  • 5 Reasons to Hire a Bankruptcy Lawyer

    Have you considered hiring a bankruptcy lawyer? You technically don’t need to hire an attorney to file for bankruptcy, but hiring an experienced, dedicated attorney is a wise decision. Before you shrug off the idea of hiring a lawyer, read these five advantages to having a bankruptcy lawyer work...
  • Declaring Bankruptcy: The Pros and Cons

    You may end up declaring bankruptcy during a financial crisis, but it shouldn’t be taken lightly. This pros and cons list may help you discover whether filing for Chapter 7 or Chapter 13 bankruptcy is fitting for your situation. Pros of Declaring Bankruptcy Collections Stopped: Filing for bankruptcy stops...
  • HR Managers Salary Expectations

    Human resource (HR) managers handle the needs of a company’s workforce. They recruit, interview, and hire employees with the help of other company managers, take charge of employee services, ensure that managers follow employment laws, and supervise the work of HR staff. HR managers typically need at least a...
  • 8 Steps to Successful Retirement Planning

    You may not be thinking about it too much now, but good retirement planning starts now! In several years, you will begin a new chapter in the journey of life and it’s never too early to start thinking about it. While many people dread the thought of retirement as...
  • 10 Ways To Prepare The Perfect Retirement Plan

    Establishing a perfect retirement plan should be everyone’s priority. This begins by understanding its essence. Retirement is inevitable. However, life must continue after retirement. Similarly, the value of life should not be demeaning after retirement. Last but not least, responsibilities will always be there after retirement. Therefore, planning for...
  • When Should You Start Saving For Your Retirement?

    After dilly-dallying with your retirement plans for many years, it soon dawns on you that you too are bound for retirement. Woe unto you because you never prepared for your retirement. It was other people who were retiring and not you – or so you thought. As the years flew...
  • How To Avoid Post-Retirement Depression

    When you retire, everything about your daily schedule will change. Your life may become more relaxed and move slowly. Retirement may benefit you because you will lose work related stress. Apart from benefiting you, retirement can also be harmful to your health. How? Studies have shown that most people...
  • How Much Income Will You Need For Your Retirement?

    Retirement shouldn’t be something that you leave until the last minute – it should be something that you start strategically planning as early as possible. Of course, that’s not always a priority for some. People begin preparing for retirement at all stages of life, and one of the most...
  • What Can You Do if You Can’t Pay Your Taxes?

    “As sure as death and taxes,” so the old adage goes. Paying taxes isn’t easy, but the alternative – being in the IRS’ bad books – is no walk in the park either. So what should you do when you find yourself in a situation where you are genuinely...
  • 5 Most Commonly Forgotten Tax Deductions You Shouldn’t Miss

    Taxes and death are a major fact of life and so is overlooking claimed deductions on one’s tax returns. The accountants that are overwhelmed with numerous tax questions or returns at such a period in the year all say a similar thing: Most people are not getting what is...
  • Understanding IRS Tax Debt Relief

    Tax time is often a stress-filled time of the year for many, particularly taxpayers who have to pay money into the government. Many taxpayers turn to tax relief services for a helping hand. Are they legitimate or just a scam? Learn more about tax relief services, how to spot...
  • 5 Times You Will Definitely Need a Tax Lawyer

    We all like to hope that we won’t need an attorney, but we also like to have that one “lawyer friend” just in case. If you find yourself in any of these situations, you’ll want to go ahead and call him up. Trust us. 1. When You’ve Gone Bankrupt...
  • What is a Tax Lawyer?

    A tax attorney is a lawyer that deals specifically with tax law. They can help you with simple tax questions or complicated legal issues relating to your taxes. How Do They Become Tax Attorneys? Like other lawyers, tax attorneys go to college and have to pass the bar exam...
  • What You Need to File Your Taxes When Self-Employed

    The freedom of working from home may be tempting, especially if you work well individually and don’t enjoy the bustle of corporate life. It should be noted that self-employed people are not exempt from federal and state taxes; they must pay their share of taxes just like traditional office...