Overall Score

59.9

Net Monetary Value

56.6

Product Features

66.7

Customer Experience

64.7

Pros & Cons

With the Plenti Credit Card from American Express, cardholders can earn the most points on supermarket and restaurant purchases as well as on a variety of other purchases made from the card. The cardholders can redeem the Plenti points for savings on purchases with AT&T, Exxon, Macy’s, Mobil and Rite Aid. Interested individuals are required to sign up for the Plenti rewards program beforehand.

  • No Annual Fee
  • Sign-up Bonus
  • Foreign Transaction Fees

Card Details

Intro Promotions
Intro APR

0% APR for 12 Months

Intro Balance Transfer

N/A

Credit Needed
Good

(690-720)

Ongoing
APR

15.24% – 25.74%

Balance Transfer

15.74%

Annual Fee

$0

Foreign Transaction Fee

2.70%

EMV

Yes

American Express

American Express is based in New York City. The Company issues the most credit cards by purchase volume worldwide. The company offers reward programs to customers across its various platforms. Amex is among the 30 companies that comprise the Dow Jones industrial average. It has a strong worldwide presence.

According to figures from the Consumer Financial Protection Bureau, American Express received averagely 586 complaints from customers in the year 2014. That year, the bank addressed 100 percent of complaints in a timely fashion resolving 71 percent of complaints without customer disputes.

Posted on May 31, 2017