Nowadays nearly ninety percent of employers with an employer-sponsored retirement plan have a 401k-style plan. With pensions a thing of the past, 401k plans are often the only source of retirement savings for many people, and today they are also often the first retirement plan that people are familiar...

A 401k is a popular type of retirement savings account. The 401 in the title refers to the IRS document that regulates the rules and limits. These plans work like this. Your employer offers a retirement saving fund that you sign up to participate in. Once you join the...

Although there are many types of business insurance policies, if you want to simplify them, they can be grouped into three categories: liability, property, and employee insurance. All three types are important ways that you can protect your business. Liability Perhaps the most important type of insurance for your...

Buying a car can be a hassle, and auto loans may only complicate the situation further. However, this doesn’t have to be the case if you plan ahead and know what you’re getting yourself into beforehand. Here are some examples of some things to consider before getting an auto...

As with any major purchase, when things sound too good to be true, they might need a little more investigation. Many travel scams exists to lure potential customers in to spending money only to not live up to expectations. To protect yourself and your family, as well as your...

If you have a desktop computer, laptop or tablet device, then you need an Internet connection. Several types of services are available, and they all have different advantages and disadvantages. The following is a list of some popular Internet types that can work for you. Dial-Up Internet Dial-up Internet...

Multiple myeloma is the second most common hematological cancer, according to the Multiple Myeloma Research Foundation (MMRF). A hematological cancer is a disease caused by an uncontrolled growth of abnormal cells in the blood. Multiple myeloma predominantly affects middle-aged and elderly men, many of whom are black. The University of...

Retirement shouldn’t be something that you leave until the last minute – it should be something that you start strategically planning as early as possible. Of course, that’s not always a priority for some. People begin preparing for retirement at all stages of life, and one of the most...

After dilly-dallying with your retirement plans for many years, it soon dawns on you that you too are bound for retirement. Woe unto you because you never prepared for your retirement. It was other people who were retiring and not you – or so you thought. As the years flew...

Schizophrenia is a debilitating mental disorder affecting many Americans. It is often characterized by hallucinations, delusions, and inappropriate reactions to situations. It is a form of psychosis characterized by symptoms such as disordered thoughts, hallucinations, delusions, and social withdrawal. Schizophrenia alters sufferers’ perception of reality, producing delusions, hallucinations, and...

Childhood schizophrenia is a serious psychiatric condition that occurs in children under the age of 13. Some may refer to it as early-onset schizophrenia since schizophrenia itself is much more common in adults. Childhood schizophrenia affects roughly 1 in 40,000 children, while as many as 1 in 100 adults can...

You may not be thinking about it too much now, but good retirement planning starts now! In several years, you will begin a new chapter in the journey of life and it’s never too early to start thinking about it. While many people dread the thought of retirement as...

The prominence and mortality rates of cancer victims have led to a desperate search for more effective means of dealing with this frightening variety of illnesses. Although any cancer can be fatal, many have been researched to the extent that they can be diagnosed quickly, leading to a more effective...

PBX is a telephone system service separate from what the telephone company provides. It is a network that provides connectivity to your phone lines, and to each telephone set. These networks save companies money by allowing them to purchase one dedicated line from their phone service provider instead of...

When it comes to treating pancreatic cancer, there are three main options for those suffering from this disease. Depending on the advancement of the cancer, these treatments can be used individually or in conjunction with one another. Treatment options include: Surgery Radiation Therapy Chemotherapy Surgery Surgery is generally used for...

An overview of Hepatitis C Hepatitis C is a disease that is caused by a virus in which affects your liver. Over time it can cause permanent liver damage, liver cancer, and even liver damage. Most people are unaware that they have hepatitis C until it has already caused...

Hepatitis C Information Hepatitis C is a liver disease that causes the organ to be inflamed. This inflammation is red swelling caused by injury or infection. This inflammation can cause organs to stop working properly. The liver is a very important organ. It has a lot of functions such...

Permanent residency in the United States is only granted in certain circumstances and can often take years to get. While your permanent resident status does not expire, your green card does. It is the document that proves your residency status. Your green card will need to be renewed every...

Estheticians and cosmetologists are both types of beauty workers. Both tend to work in salons or day spas, and both must gain a client base in order to be successful. The beauty field currently makes quite a bit of money because people are more and more willing to shell...

Even though medical advancements are made every day, medical researchers still don’t really know what causes prostate cancer. Fortunately, advances in diagnosis and treatment for prostate cancer look very hopeful. Possible Causes Some men inherit the hereditary prostate cancer gene 1, or the HPC1 gene. Unhealthy changes in the...

Diagnosing lupus can be incredibly difficult. There is a wide variety of symptoms you can develop that could point to lupus. No single test is able to completely diagnose lupus beyond any doubt. Luckily, there are a few different tests that can be performed in conjunction with one another...

Lupus is a disorder in the immune system that causes it to attack various parts of the body. A normally functioning immune system creates antibodies to fight disease and infection. The immune system of a person with lupus cannot recognize an antagonist from normal tissue, resulting in abnormal reactions...

So, it might seem like the occasional morning espresso is harmless during the nine months of your pregnancy. And who knows, maybe you weren’t even aware you were pregnant for the first few months of it! And that’s okay. A recent study shows that while the one-in-a-while coffee isn’t...

Congestive heart failure is a progressive condition in which your heart does not pump or fill efficiently. In other words, blood flow through your heart is abnormal. The condition is chronic, which means it cannot be cured. There are, however, many treatment options available to help slow progression and...

The thyroid is a butterfly-shaped gland in the throat. It makes hormones out of iodine and knows how much to release because of the pituitary gland. Once released, the hormones are then sent throughout the body to control your metabolism. Your metabolism is more than just how fast your burn...

Glaucoma is often thought of as a single disease, but the term actually describes a group of eye conditions that cause optic damage and possible loss of vision. Usually, the damage is caused by abnormally high pressure within the eye, and glaucoma is one of the primary causes of...

Sciatica is essentially a symptom that consists of pain, tingling, muscle weakness, or numbness along the sciatic nerve. Inflammation or injury in the gluteal area or lower back of the body can irritate the sciatic nerve leading to various symptoms trailing down the leg in the back or even...

Psoriatic arthritis affects some people who have psoriasis, a chronic inflammatory disease of the immune system that manifests itself as patches of red or silvery skin lesions. Most people develop psoriasis before being diagnosed with psoriatic arthritis, but joint issues sometimes appear before skin lesions. Joint pain, swelling, and...

Lymphoma is a term that refers to a type of cancer that originates in the body’s lymphatic tissues. These include the lymph nodes, lymph vessels, the thymus, the spleen, the tonsils, the adenoids, and bone marrow. Lymphoma is the third most common type of cancer in children, affecting approximately...

Osteoporosis is a developing condition in which the bones become so fragile that they may break easily and lead to permanent disability or even death. Serious possibilities include the following: bone injuries, serious back pain, and form problems that must demand work, hospitalization, and possible even surgery. Osteoporosis is...

The human resources department of any organization or company is dedicated to the recruitment and management of employee, as well as providing direction in the workplace environment. To break into the HR field, a college degree is becoming more of a necessity. Though a degree may not be required,...

Human resource (HR) managers play a number of roles, depending on the size and organization of a company. They are the main link between employees and employers and they do everything from hiring and managing benefits to mediating employee disputes and developing training curriculums. You need to have a...

A Night Eating Syndrome, NES, is an eating disorder that is typically characterized by eating later in the night and very little during the day. According to WaldenCenter.org, it is a disorder that is often characterized by a delayed circadian cycle (biological clock) of consumption pattern. It affects about...

Estheticians (also known as aestheticians) are integral parts of spas, salons, and similar places that provide specialized beauty care. Laser hair removal, facials, waxes, chemical peels, among other cosmetic services, are performed by estheticians. Estheticians are not to be confused with cosmetologists, however, who work more in hair cutting,...

Your entire body is made up of cells, which make up the tissues in your body, which a make up your organs. Your organs allow for your body to function and are responsible for various body processes that are necessary for living. Sometimes, however, your cells undergo uncontrolled growth...

Hepatitis C is a contagious virus that is transmitted through contact with infected blood. This virus affects the liver of an infected individual. Over time, hepatitis C can cause significant damage to the liver as well as lead to the development of cancer. Many people who are infected with...

To become a permanent resident, any undocumented person physically within the USA may apply for an adjustment of status to that of an immigrant without returning to their country of origin. A foreign national outside the USA, however, may not apply for adjustment but must go through immigration processing at...

A lot of people around the world suffer from migraine headaches every once in a while, and there are those who suffer from this kind of headache almost every day. Some may be able to tolerate this, but there are also many who are completely incapacitated when they suffer...

Migraine Headache Information Migraine headaches are caused when blood vessels in the head dilate suddenly. About fifteen to twenty percent of men and twenty-five to thirty percent of women have migraine headache, and more than half of these sufferers have a family history of migraine. Nobody knows the exact...

A migraine headache is more or less defined as a severe headache accompanied by additional symptoms, such as light sensitivity, nausea, sensitivity to sound and strong odors, and sometimes vomiting. The pain can be localized to one side or the other of the head or an allover throbbing pain....

Asthma in children is commonly associated with wheezing, but symptoms can also include coughing, shortness of breath, and recurrent bronchitis. Diagnosing the exact cause of asthma in children can prove difficult as more than one factor may be present in a child. An allergist will be able to determine...

Chronic obstructive pulmonary disease, commonly known as COPD, refers to a chronic inflammatory disease which causes an obstructed airflow from the lungs. It is caused by a long-term exposure to particulate matter or irritating gases, more so from cigarette smoke. Individuals with COPD are usually at an increased risk...

Muscle pain, or “Myalgia” is a symptom of a larger condition or disease. This type of pain is usually localized, affecting just one or more muscles or parts of the body. Almost everyone experiences sore, aching muscles now and then. Muscle pain can range from mild to excruciating, and...

Chronic obstructive pulmonary disease, also known as COPD, is a progressive disease that usually makes it difficult to breathe. “Progressive” simply means that this illness gets worse with time. COPD might cause coughing which produces large amounts mucus, wheezing, chest tightness, and shortness of breath. Cigarette smoking is currently the...

The symptoms and signs of Chronic Obstructive Pulmonary Disease (COPD) include a heavy wheezing cough or a cough that brings forth large amounts of mucus (often called smoker’s cough); shortness of breath, especially with sports and chest tightness. Some of the symptoms and signs of COPD are identical to...

is an antibiotic. It is one of the most commonly prescribed drugs in the world today. Under most circumstances, can be a life-saving antibiotic and at the same time a deadly poison to those who suffer an allergic reaction. Approximately 10% of the population experiences an allergic reaction when...

What is Adult ADHD? Although it remained unacknowledged for many years, adult ADHD is becoming widely known throughout the world, particularly since this condition affects millions of individuals. ADHD, a term used to describe Attention Deficit Hyperactivity Disorder, is a mental health condition that affects many children. When it...

ADHD is a comprehensive disorder that leads to different behaviors among children and adults including hyperactivity, difficulty holding attention, as well as impulsive actions. There is no complete cure for ADHD. However, ADHD symptoms can be greatly reduced by carrying out different treatments based upon the different signs and...

Fibromyalgia is a chronic condition of virtually body-wide pain. Although it is still not completely understood, it seems to be characterized by poor sleep, cognitive problems, head-to-toe pain and stiffness, and a variety of other physical and psychological symptoms severe enough to interfere with everyday life. Although the exact...

New data sheds light on the mechanism behind stress and heart health. Many heart attacks occur due to the coronary arteries being blocked by blood clots that have been formed when plaques of cholesterol have ruptured. When blood is not flowing in the blocked arteries, it leads to the...