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Running when it’s warm and sunny out is an easy feat. It’s running during the colder months that is the true test of a runner. Instead of sticking to the treadmill for 6 months or giving up running all together, try my personally tested cold weather tips. Figure out...
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Mutual funds have become a popular way for shareholders to invest money and diversify their portfolio without a lot of effort. Global mutual funds are collections of securities from all over the world that bring a group of people together to invest, and dividends and interest earn income. Here...
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An effective phone system is critically important for the development and growth of a small business. A phone system helps businesses to communicate with customers, suppliers, colleagues, business partners and other stakeholders. Shopping for the most suitable business telephone system is therefore imperative for any business enterprise – whatever...
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Irritable-Bowel Syndrome (IBS) is a common condition that mainly affects the intestine causing recurrent left-side abdominal pain, bloating, diarrhea, and/ or constipation. It is often associated with stress, depression, anxiety, or previous intestinal infection. According to doctors, it is common in one in every five Americans. Who should look...
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You’ve probably seen payday loans advertised on television or billboards. High dollar amounts instantly for just a small fee sounds tempting, but you need to know both the advantages and disadvantages to these loan types. Unlike a traditional bank loan, payday loans aren’t based on a credit score, instead...
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Although inflammatory bowel disease (IBD) and irritable bowel syndrome (IBS) can have similar symptoms, they are two very different things. IBD is a group of diseases (like ulcerative colitis or Crohn’s disease) that result in areas of intestinal tissue becoming inflamed because of an improper bodily immune system response....
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Irritable bowel syndrome (IBS) is a fairly common disorder that causes distress in the large intestine. Its symptoms can be potentially embarrassing and painful and include constipation, diarrhea, cramps, and gas. While there is no cure for IBS, there are certain steps you can take to manage the condition,...
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Irritable Bowel Syndrome (IBS) is a common functional disorder resulting when the large intestine contracts improperly, either too quickly or too slowly. When these irregular contractions happen it causes a host of symptoms that may include cramps, intermittent pain, gas, and diarrhea or constipation. The cause of IBS is...
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As an entrepreneur, it can be difficult to compete with big businesses. You don’t have the same resources or budget at your disposal, therefore, marketing can be hard. However, email marketing can drastically level the playing field. Email marketing is more than just sending random emails, it’s a powerful...
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Email marketing is a form of marketing and advertising conducted via email messages to potential and existing customers. Emails may provide helpful information or news, or advertise a particular product or service. Messages to existing customers are meant to maintain their loyalty while messages to potential customers are meant...
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Beginning an email marketing campaign is one of the best things you can do for your business. Following a set of standard practices can assist you in running a campaign that will increase subscribers and generate more revenue. Email marketing provides maximum return for a minimum investment. Step 1:...
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Without a doubt, email marketing is a sound and simple strategy for promoting your business. It helps in maintaining close relationships with loyal customers while also attracting new customers. Of course, there is a long list of small business email marketing software options available with relatively low prices and...
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Wagepoint is a fast, smart and simplified online payroll service for small business application that enables employers and payroll managers in any organization to manage the salaries and wages of their employees and other stakeholders such as suppliers. This computer software is very ideal for small businesses mainly in...
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Inflammatory bowel disease (IBD) is an umbrella term for a group of autoimmune conditions that cause inflammation in the gastrointestinal tract. The symptoms can be severe and painful for any of the several types, of which Crohn’s disease and ulcerative colitis are the most common. If you suspect you...
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Chronic diarrhea refers to loose stools lasting for a minimal period of four weeks. There are various likely causes of chronic diarrhea, and chronic diarrhea treatment aims to correct the causes of diarrhea and any symptoms patients may be suffering from. If you experience diarrhea, and most people do,...
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There are many variables that can make a difference in a stargazer’s experience. Photographer Grant Kaye has learned the ropes and discovered the ideal places for stargazing across the United States. Kaye has spent many nights watching the stars as a professional landscape photographer, and the list below showcases...
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There are many reasons you may want a personal loan rather than using your credit card. Personal loans can be used for paying off debt, educational fees, home improvement, car financing, wedding expenses, travel, training, and business expenses. The first thing you need to do is understand the terms...
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Eventually, a time comes in every consumer’s life during which he or she will need a personal loan. A personal loan is long-term or short-term cash advance that different institutions give to applicants who qualify. You can use a personal loan for a wide variety of reasons such as...
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If you have a small business, you need to know about small business insurance. Maybe you have purchased protection, maybe you haven’t yet. Although every type of business has different types of risks or needs, there are some common considerations. Before you buy, here are four things you should...
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There are many risks involved in business that can make or break a company. Luckily, by finding the right business insurance, you can limit those risks and conduct operations as usual. Insurance protects your assets. Don’t fret, though! Purchasing business insurance is an easy process once you learn and...
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When seeking sources of credit funding, various factors must be considered. Comparisons must also be made among the different options available. One of the options overlooked by most people is taking a loan from their 401k plan. Two of the most common reasons loans from 401k plans aren’t taken...
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Buying business insurance can be a tricky maze to navigate for those of us without direct knowledge of the industry. However, having the right insurance is becoming increasingly important. Here, we consider the five questions you absolutely must ask your business insurance company before purchasing any insurance policy for...
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What is Diarrhea If you are experiencing three or more loose bowel movements in a day, you are suffering from a condition known as diarrhea. An episode of loose bowels simply means that the increase of water is present in the fecal matter, sometimes making the bowel movement a...
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Diarrhea is an embarrassing and potentially serious condition in which your stools become much more watery and loose than usual. There are a number of different factors that can cause diarrhea, such as illness, diet, or certain medicines. Regardless of its origins, diarrhea is a problem that needs to be...
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Irritable bowel syndrome can have a very negative impact on your lifestyle. The condition can turn an otherwise lovely day on its head. The sad part is that the condition has no known cure since a variety of factors can cause it. These factors include diet, stress, previous intestinal...
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Cloud-based payroll service OnPay has greatly improved since the last few years, but it unbelievably gets the same rating year after year. Why is this so? Apparently, there has been a lot of competition. Starting with Gusto being their stiffest competition. In spite of all the challenges, OnPay is...
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Managing your payroll is one of the most difficult tasks while conducting any business. Some small business owners wish that there could be an automated software that could manage their enterprises’ payroll to reduce the associated headache and costs. However, since as a small business owner you need everything...
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Technology makes our lives easier, so it would make sense that payroll software can also make things easier for business. However, there are always disadvantages to anything. Before you switch, here are some pros and cons you need to consider before purchasing payroll software. Pros of Payroll Software Save...
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So, you have finally made the decision to bite the bullet and start your own business. It’s a huge leap into a relatively unknown territory. As you may guess, running your own business efficiently is not only about the passion you have for the work you do. In fact,...
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Business credit cards are made specifically for owners of businesses and their workers. They have a high credit limit to help them to pay for their new equipment and inventory, and they can be paid back over a period of time. It is convenient for the business owner...
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A stock exchange is a place where buyers and sellers can trade shares of stock that are traded either publicly or privately. The stock is a portion of ownership of a particular company, and investors can decide on how many individual stocks they wish to purchase or sell at...
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Dental coverage and Medicare have a complicated relationship. As a general rule, Congress created a dental exclusion in 1980, but it made an exception for inpatient hospital services when the dental procedure itself made hospitalization necessary. Coverage is not determined by the value or the necessity for the dental...
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There are many types of daily trading, buying and selling stocks, and financial assets being the most noteworthy. If you’re looking to break into the market of trading, selling and buying stock online, it has become pretty easy these days thanks to the internet. The stock market game operates...
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Sending money across the United States and abroad is incredibly easy, especially with all the new technology. Unfortunately, criminals have come up with scams to get people to initiate wire transfers to tap into your bank account. Avoid falling victim to these scams by reading about some of the...
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If you have an interest in making more money and preparing for your future finances, then you must be thinking about investing in the stock market. The stock market is a particular market where stocks and bonds are traded. The stock market also, according to the way some people refer...
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We are heading towards a cashless society whereby we are using digital technology to move money and to purchase things without even opening our wallets and taking out psychical money. When online banking was first introduced, we had to sit at our computers either at the office or at...
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You need to know these risks when investing in stocks: investing in stocks could result in the loss of all the money invested and in some instances even more. Prior to investing in stocks it is important to acknowledge and accept the risks inherent in such an undertaking. Important...
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Exchanging money with friend or family member is easy when they live near you, but if they’re traveling or live several hours away you may need to transfer money to their account. Every company handles transfers differently and it can be hard to pick which one to use, but...
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What exactly is a merchant services account? It is basically a type of bank account which allows different business parties to accept payment via debit and credit cards. These payments take place in two phases: 1) Authorization 2) Settlement. Authorization is two-way process where firstly; an order is placed by...
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How is Colorectal Cancer Treated? Treatment for colon cancer depends upon the stage of the cancer when discovered. Initial screenings such as colonoscopies and sigmoidoscopies can detect pre-cancerous tumors in the colon. These tumors can be removed and tested for cancer. These preventative screenings are extremely important in preventing...
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Payroll can be a time-consuming hassle for every business, but it can be an even bigger strain on small businesses. Luckily, payroll can easily be outsourced to a payroll service. Here are six benefits of utilizing a payroll service. 1. Reduced Costs Hiring a payroll service eliminates the need...
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Car insurance may be really cheap or very expensive, and at times, it may seem like a small thing is able to make a great difference in a premium cost. The auto insurance premium holds a national average of $927.58 per year. If an individual is lucky enough to reside in...
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Car insurance is essential, but you don’t have to keep the same company or policy. Choosing to switch your car insurance requires a lot of work, but sometimes it’s necessary and can get you a cheaper policy or better coverage. Reviewing your car insurance each year is important, but...
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The proliferation of travel credit cards over the past few years has been a great development for those who want to travel for highly reduced rates. The number of credit cards available has grown, and with this variety, applicants need to know what to look for when getting a...
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Consumers with a high affinity of spending their hard earned cash can now afford a smile. This is because of the best cash back credit cards that have been picked by NerdWallet and Money. The majority of Money and NerdWallet’s picks believe that you as their customer will utilize...
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Are you yearning to greatly cut the cost of your next vacation? Then travel reward credit cards are your best bet – cards that offer travel rewards are one of the best credit card programs. One brilliant reason why you should consider using travel credit cards is because they are able...
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Mobile wallets such as Apple Pay and Google Wallet have the potential to be revolutionary. Imagine running to the store with only your smartphone and car keys! However, many consumers are wary of these mobile payment apps for a variety of reasons. Some don’t trust the security of these...
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In most cases, insurance is a good thing. Health insurance curtails medical costs, and car insurance helps cover repairs after an accident. You would think private mortgage insurance (PMI) is just as beneficial as the other insurance you have. Unfortunately, that’s not necessarily the case: someone is protected by...
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Did you know that over 18 million adults and children in the United States have been diagnosed with diabetes? Common signs and symptoms of diabetes include: Always needing to urinate Always being thirsty Unexplained weight gain or weight loss Fatigue Prone to infections Slow healing of minor injuries (cuts,...
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Once you’ve purchased a home, the next step is to protect it. Though home insurance is an essential requirement for getting a mortgage, it is also your first and greatest line of defense in the event of loss or damage to your home. Therefore, every home should have an...