Overall Score
61.7
Net Monetary Value
70.2
Product Features
66.7
Customer Experience
29.4
Pros & Cons
-
No Foreign Transaction Fee
-
Sign-up Bonus
-
$0 Annual Fee First Year
-
Annual Fee
Card Details
Intro Promotions
Intro APR
N/A
Intro Balance Transfer
N/A
Credit Needed
Good
(690-720)
Ongoing
APR
14.24% – 24.49%
Balance Transfer
14.49%
Annual Fee
$49
Foreign Transaction Fee
0%
EMV
Yes
US Bank
Being the fifth-largest bank in the United States, the U.S. Bank is part of financial services holding company U.S. Bancorp. The company’s headquarters are located in Minneapolis. It has a strong presence all over the country.
According to statistics from the Consumer Financial Protection Bureau, U.S. Bank received a total of 403 complaints from customers in 2014. That same year, the bank addressed 100 percent of the total complaints in a timely manner and managed to resolve 77 percent of the complaints without customer dispute.