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Do you have bad credit or no credit at all? Are you finding that a secured credit card is the only type of card you can get? Surprisingly enough, there are many secured credit cards out there, but taking the time to find the one that offers the most benefits...
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Secured credit cards are obtained by consumers who don’t have the necessary credit rating to be issued a typical credit card. Secured credit cards, sometimes called prepaid credit cards, are good for establishing credit, for someone who doesn’t have any credit, or for people who want to improve their...
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A high-risk merchant account is considered less reliable by merchant service providers, and many will hesitate to provide credit card processing to them because they don’t want to suffer great losses. There are multiple things that can make providers see your account or business as high-risk. What exactly is...
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Studies have recently shown that 56% of consumers have bad credit. If you’re part of the 56%, there’s help available. It can be hard to improve your credit on your own, but thankfully, some companies can help repair your credit. Before you decide to hire a credit repair company...
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If you’re a small business, then you know that having a credit card payment option for your customers is a must in today’s society. The option helps increase sales and makes it easier for customers to purchase goods. However, choosing the right credit card processing company can be a...
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For many retail and service businesses, credit card processing is a major expense. With fees averaging around 3% per transaction, it’s not uncommon for a company to see their profits eaten up with merchant account fees. Here are seven tips for choosing the right service for your business. Read...
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Despite all the publicity about credit cards and all the pitfalls they can create, credit cards continue to be an important part of our world. There are very few things we can do that don’t require a credit card and, whether you’re a business owner or a private consumer,...
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Welcome to the world of payment processing. There’s a lot of lingo that’s specific to merchant accounts and merchant services. When you’re shopping for a merchant services provider, you might be confused at some of the commonplace terminology. We’ve put together a list of 10 terms you absolutely need...
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Opening a merchant account with a credit card processing company allows your small business to diversify payment options for customers. The electronics age is here to stay, and the very fact that the majority of consumers now use plastic cards to make purchases is reason enough to equip your...