Overall Score

60.1

Net Monetary Value

47.8

Product Features

66.7

Customer Experience

100.0

Pros & Cons

The Special Connections Visa with Rewards cards is a rewards card in more ways than one, as it offers rewards on both purchases made from the card and accumulated interest. The points can be redeemed for merchandise, gift cards, travel, cash back and more. There is no annual percentage rate charged on purchases and balance transfers during the introductory period.

  • No Annual Fee
  • Foreign Transaction Fees
  • No Sign-up Bonus

Card Details

Intro Promotions
Intro APR

0% APR for 6 Months

Intro Balance Transfer

0% Balance Transfer for 6 Months

Credit Needed
Good

(690-720)

Ongoing
APR

10.24% – 20.24%

Balance Transfer

10.24%

Annual Fee

$0

Foreign Transaction Fee

2.00%

EMV

Yes

Commerce Bank

Commerce Bank is part of Commerce Bancshares, based in Kansas City, Missouri. The bank serves customers at branches spread across Midwest and in the West Coast region. Commerce Bank holds merit for being both the largest and oldest bank in Kansas City.

According to the Consumer Financial Protection Bureau, Commerce Bank received 4 complaints from customers in 2014. That year, the bank addressed 100 percent of complaints in a timely manner and resolved 100 percent of complaints without customer dispute.

Posted on March 24, 2023